Sourdough Chocolate Chip Banana Bread Recipe
This post may contain affiliate links. Please read my disclosure policy to learn more.
This Sourdough Chocolate Chip Banana Bread is a soft, tender quick bread made with overripe bananas, sourdough starter or sourdough starter discard, and plenty of chocolate chips. It bakes up golden brown with moist crumbs, rich banana flavor, and little pockets of melted chocolate in every slice. The sourdough adds a slight tang that deepens the flavor and makes this loaf taste even better than typical banana bread.

Recipe Overview: Sourdough Chocolate Chip Banana Bread Recipe
- ⏱ Prep Time: 15 minutes
- 👩🏻🍳 Baking Time: 1 hour
- ⏳ Total Time: 1 hour 15 minutes
- 🍞 Serving: 9
- ⚡ Calories: 455 calories per serving
- 🍂 Flavor Profile: Moist, tender banana bread with a subtle sourdough tang and sweet, melty chocolate chips throughout.
- 👌 Difficulty: Medium — requires mixing batter evenly and baking for a soft, flavorful loaf.
SUMMARIZE & SAVE THIS RECIPE ON
A favorite banana bread is a staple in many homes. It’s the recipe we make when bananas turn brown on the counter, and we need a simple treat everyone will actually eat. In our house, this sourdough chocolate chip banana bread recipe has become that staple because it’s easy, reliable, and always disappears quickly.
If your family already loves my best sourdough discard chocolate chip cookies, this loaf has that same homemade comfort, with melty chocolate and even more softness from the bananas and discard.
If you bake sourdough regularly, this recipe is also a great way to use sourdough starter discard instead of throwing it away. Many sourdough recipes take time and planning, but this sourdough banana bread recipe is simple and forgiving. Because it’s a quick bread, baking soda acts as the leavening agent while the sourdough starter contributes flavor and moisture, creating a loaf that’s rich, soft, and incredibly satisfying.
Jump to:
- Recipe Overview: Sourdough Chocolate Chip Banana Bread Recipe
- Why You’ll Love This Banana Bread
- Ingredients
- Mix ins
- Instructions
- Optional Fermentation for Deeper Flavor
- How to Tell When Banana Bread Is Done
- Variations
- Equipment
- Storage
- Tips for the Best Sourdough Chocolate Chip Banana Bread
- FAQ
- Related
- Sourdough Chocolate Chip Banana Bread Recipe

Why You’ll Love This Banana Bread
Perfect for breakfast, snacks, or freezing for later. This banana bread stores well and freezes beautifully, making it great for meal prep.
Soft, tender banana bread with rich flavor. This loaf bakes up golden brown with moist crumbs, deep banana flavor from overripe bananas, and pockets of melted chocolate chips in every slice.
A great way to use sourdough starter or sourdough starter discard. Instead of throwing away extra starter, you can turn it into one of the easiest sourdough recipes to bake.
Quick and simple to make. Unlike a traditional sourdough bread recipe, this is a quick bread. No kneading, no shaping, and no complicated steps.
You can ferment the batter for better digestion. If you have extra time, letting the batter rest for several hours or overnight allows the sourdough starter to begin breaking down the flour. This can create a slightly tangier flavor and may make the bread easier to digest for some people.
Chocolate chips make it irresistible. The melted chocolate throughout the loaf adds richness and sweetness that pairs perfectly with the banana flavor.
Ingredients

- All-purpose flour
- Baking soda
- Kosher salt
- Unsalted butter
- Brown sugar
- Eggs
- Sourdough starter
- Bananas
- Vanilla extract
Mix ins
- ¾–1 cup chocolate chips or chocolate chunks
- 1 cup chopped walnuts (optional)
See recipe card for quantities.
Instructions
- Preheat the oven to 350 degrees F. Grease a standard loaf pan and line with parchment paper if desired.
- In a separate bowl, whisk together the flour, baking soda, and salt.
- In a large bowl, cream the butter and brown sugar until smooth and fluffy.
- Add the eggs and mix until fully combined.
- Stir in the sourdough starter, mashed bananas, and vanilla extract.
- Add the flour mixture to the wet ingredients and mix gently until just combined.
- Fold in the chocolate chips and walnuts using a rubber spatula.
- Pour the batter into the prepared loaf pan and smooth the top.
- Bake in the preheated oven for 55–65 minutes, or until the top is golden brown and a cake tester inserted into the center comes out with moist crumbs.
- Let the bread cool in the pan for about 10 minutes, then transfer it to a wire rack to cool completely before slicing.




Optional Fermentation for Deeper Flavor
One of the reasons I love adding sourdough starter to banana bread is that you can take advantage of a short fermentation if you want to. This recipe works perfectly as a quick bread, but if you have the time, letting the batter ferment briefly can deepen the flavor and make it easier to digest.
To do this, mix the mashed bananas, sourdough starter, flour, and sugar first, then cover the bowl with plastic wrap and let it rest for 4–8 hours at room temperature or overnight in the refrigerator. The sourdough starter begins breaking down some of the starches in the flour during this time, which can make the bread gentler on digestion and gives the finished loaf a slightly richer flavor.
When you're ready to bake, simply stir in the remaining ingredients: eggs, butter, baking soda, salt, vanilla, and chocolate chips, then continue with the recipe as written.
This step is completely optional, but it’s a great way to get even more out of your sourdough starter and create a loaf with a little extra depth of flavor.
How to Tell When Banana Bread Is Done
Banana bread can sometimes look finished on top while the center is still underbaked, so it’s important to check the loaf before removing it from the oven.
The easiest way to check is to insert a cake tester or toothpick into the center of the bread. If it comes out with a few moist crumbs but no wet batter, the bread is done. If you see wet batter on the tester, return the loaf to the oven and check again in a few minutes.
You should also look for a golden brown top and a loaf that feels set when lightly pressed in the center. If the top begins browning too quickly before the center is done, loosely cover the bread with aluminum foil for the remainder of the baking time.
Once baked, let the banana bread cool in the pan for about 10 minutes before transferring it to a wire rack to cool completely. This helps the crumb set and makes slicing easier.

Variations
One of the best things about banana bread is how easy it is to customize.
- Peanut Butter Banana Bread
- Swirl peanut butter into the batter before baking.
- Whole Wheat Version
- Replace part of the all-purpose flour with whole wheat flour.
- Mini Loaves
- Divide the batter into mini loaf pans and reduce the baking time.
- Muffin Version
- Bake the batter in a muffin pan for sourdough banana bread muffins.
Equipment
Large mixing bowl
Separate bowl for dry ingredients
Rubber spatula
Whisk
Standard loaf pan
Parchment paper sling
Storage
Store banana bread in an airtight container at room temperature for up to 3 days.
For longer storage, wrap slices in plastic wrap and store them in a freezer bag in the freezer for up to 2 months.
Thaw at room temperature or warm slightly before serving.
Tips for the Best Sourdough Chocolate Chip Banana Bread
Use very ripe bananas.
Brown, spotty bananas give the bread the strongest banana flavor and the best texture.
Don’t overmix the batter.
Once you add the flour mixture, stir just until combined to keep the bread soft and tender.
Let the batter ferment if you want deeper flavor.
If you have time, let the batter rest for several hours or overnight before baking. This allows the sourdough starter to develop more flavor and may make the bread easier to digest.
Check for doneness carefully.
Insert a cake tester or toothpick in the center. It should come out with moist crumbs but no wet batter.

FAQ
Yes. This recipe works perfectly with sourdough starter discard or active starter.
This can happen if the loaf was underbaked or the batter was overmixed.
Yes. Chocolate chunks, walnuts, pecans, or peanut butter are all great additions.
Yes. Substitute the butter with coconut oil or vegetable oil.
Related
For more sourdough baked treats, try these:

Sourdough Chocolate Chip Banana Bread Recipe
Equipment
- 1 Large mixing bowl
- 1 Standard loaf pan
- 1 Parchment paper sling
Ingredients
- 1 ¼ cups all-purpose flour
- 1 teaspoon baking soda
- ¼ teaspoon kosher salt
- 8 tablespoon unsalted butter, softened
- ¾ cups brown sugar or coconut sugar
- 2 large eggs
- ½ cup sourdough starter
- 2 cups mashed bananas
- 1 teaspoon vanilla extract
Mix-ins
- ¾-1 cup chocolate chips or chocolate chunks
- 1 cup chopped walnuts (optional)
Instructions
- Preheat the oven to 350 degrees F. Grease a standard loaf pan and line with parchment paper if desired.
- In a separate bowl, whisk together the flour, baking soda, and salt.
- In a large bowl, cream the butter and brown sugar until smooth and fluffy.
- Add the eggs and mix until fully combined.
- Stir in the sourdough starter, mashed bananas, and vanilla extract.
- Add the flour mixture to the wet ingredients and mix gently until just combined.
- Fold in the chocolate chips and walnuts using a rubber spatula.
- Pour the batter into the prepared loaf pan and smooth the top.
- Bake in the preheated oven for 55–65 minutes, or until the top is golden brown and a cake tester inserted into the center comes out with moist crumbs.
- Let the bread cool in the pan for about 10 minutes, then transfer it to a wire rack to cool completely before slicing.








